Why You Need a Nashville Injury Lawyer If You Were Hit by an Uninsured Driver
Getting involved in a car accident is a stressful experience, but the situation becomes even more troubling when the at-fault driver is uninsured. If you have the right insurance, you can be protected from this not-so-uncommon occurrence. However, even if you have the proper coverage, navigating the complexities of your Uninsured Motorist (UM) and Underinsured Motorist (UIM) policy can be difficult, while dealing with all the other challenges on your plate. The good news is, when you have UM/UIM coverage you can be protected if involved in a crash with an uninsured person or if the offender’s policy does not cover the totality of your losses.
According to the Insurance Information Institute, in 2019 Tennessee had the third highest percentage of uninsured drivers in all of the United States. A staggering 23.7% of all Tennessee drivers drive uninsured every day, and this is not considering those with economy insurance plans that may not cover the damages of a more serious crash. With such a high number, it’s very important to have UM/UIM coverage and to hold your insurance company accountable for your damages with a tenacious Nashville personal injury lawyer.
Reasons to have a trusted Nashville lawyer on your side after an accident with an UM/UIM
Help in dealing with tricky insurance: Lawyers who specialize in personal injury cases understand the complicated rules of UM/UIM coverage. They can explain it to you in simple terms, so you know exactly what you’re entitled to.
Legal experts who have your back: Our team of attorneys at Rocky McElhaney Law Firm are experts in the laws and regulations that apply to car accidents with uninsured drivers and insurance claims. They make sure your case follows all the necessary steps to protect your rights and prevent any mistakes.
Getting you the money you deserve: Insurance companies and insurance adjusters will try to pay you less than what you are owed to maximize their profits. A skilled lawyer will study your case, gather evidence, and fight to get you the most compensation possible. They know how to negotiate with the insurance company so that you’re treated fairly.
Avoiding costly slip-ups: Insurance policies often have strict deadlines and specific requirements. Without a lawyer’s help, you might accidentally miss important deadlines or forget important details, which could harm your chances of getting fair compensation.
Protection and advocacy: When a lawyer speaks with your insurance company, they shield you from any unfair practices. Your lawyer acts as your advocate, working hard to protect your rights throughout the claims process.
Support in court, if needed: In some cases, negotiations don’t work and you may need to go to court. Having a lawyer with experience in litigation ensures you’re prepared for court proceedings. They’ll represent you strongly and effectively present your case. If you plan on suing the guilty party in the accident our team will represent you in that personal injury case.
By having a trusted lawyer by your side, you can feel confident that you’re in good hands and that your rights are being protected through all the complexities an insurance company will throw your way.
What’s taking my insurance company so long on my UM/UIM claim?
One of the reasons why navigating UM/UIM coverage can be challenging is that insurance policies can vary greatly in terms of their provisions and limitations. Some policies may have strict time limitations for filing claims or impose certain conditions that must be met. Without the assistance of a knowledgeable attorney, you may unknowingly miss important deadlines or overlook crucial details, jeopardizing your chances of obtaining the compensation you deserve.
Another aspect that makes UM/UIM coverage complex is determining the extent of your damages. Insurance companies may try to undervalue your claim or dispute the severity of your injuries, leaving you with insufficient compensation. A skilled Nashville injury lawyer will assess your medical records, consult with experts if necessary and build a strong case to prove the extent of your injuries and damages. They will fight for your rights, ensuring that you receive the compensation needed to cover medical expenses, lost wages, pain and suffering and any other damages resulting from the accident.
Moreover, a skilled attorney who has experience in dealing with accidents caused by uninsured drivers in Nashville will know all the rules and laws that apply in these situations. They will be familiar with what needs to be done to protect your rights and make sure your case follows the necessary steps. This knowledge is crucial because it helps avoid any mistakes that could hurt your chances of getting the compensation you deserve.
By consulting a trustworthy Nashville injury lawyer, you can avoid the confusion and uncertainty that comes with handling UM/UIM claims on your own. They will carefully examine the details of your case, explain everything about the legal process in simple terms and provide you with the guidance you need to make smart decisions. With their expertise, they will help you understand the complex insurance policies and make sure you get a fair settlement for your injuries and losses.
If you have been involved in an accident with an uninsured driver in Nashville, seeking the assistance of a passionate and experienced Nashville injury lawyer is essential. UM/UIM coverage can be complicated and insurance companies will not have your best interests at heart. By relying on the trusted personal injury attorneys at Rocky McElhaney Law Firm, you can rest assured that your case is in capable hands and that your insurance agreement will be fulfilled.
Rocky and his team will ensure that you understand your options, prevent any potential mistakes, and tirelessly advocate for your best possible outcome. Remember, when it comes to UM/UIM claims, don’t guess—consult a trusted Nashville lawyer to ensure you receive the compensation you deserve. Contact us today at any of our convenient Nashville, Murfreesboro, Hendersonville, and Clarksville locations for your free consultation.